Where you have an accident and are hospitalised in the UK, for more than 24 hours, we pay £350 per day for each day that you are in hospital up to a maximum of 365 days.

Where you have an accident and are hospitalised for more than 24 hours in one of the following popular holiday destinations, we will pay £900 per day for up to 30 days.

Popular Holiday Destinations covered

All European Union countries and the following countries outside the European Union.

Algeria, Andorra, Australia, The Azores, Bermuda, Brazil, Canada, The Caribbean Islands*, Costa Rica, Croatia, Egypt, French Polynesia, Gibraltar, Guyana, Iceland, Japan, La Réunion, Liechtenstein, FYR Macedonia, Madeira, Maldives, Mayetta, Mexico, Monaco, Morocco, New Caledonia, New Zealand, Norway, Saint Pierre and Miquelon, San Marino, Serbia, Montenegro, Singapore, South Africa, South Korea, Switzerland, Thailand, , Tunisia, Turkey, The United States of America, The Vatican City, Wallis and Futuna.

*CARIBBEAN ISLANDS means Anguilla, Antigua & Barbuda, Aruba, The Bahamas, Barbados, Bonaire, British Virgin Islands, Cayman Islands, Cuba, Curacao, Dominica, Dominican Republic, Grenada, Guadeloupe, Haiti, Jamaica, Martinique,Montserrat, Navassa, Puerto Rico, Saba, St. Barts, St. Eustatius, St. Kitts & Nevis, St.Lucia, St. Maarten, St. Martin, St. Vincent, Trinidad & Tobago, Turks & Caicos and US Virgin Islands.