Frequently Asked Questions - Accident Death Plan
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- What type of cover does this insurance provide?
- The Accident Death Plan pays lump sum cash benefits for death from a covered accident. The Benefits of Cover are paid out even if you already have some existing cover. Active people, who travel and drive, face the added risk of being involved in a fatal accident. This accidental death insurance policy offers you a way of providing extra protection — for you, your partner, and dependent children.
- What are the benefit amounts paid by the policy?
- The exact benefits — and corresponding premiums — are shown under Benefits of Cover. Just click on Benefits of Cover to see what cover is available to you, your partner, and your children.
- Isn’t cover like this accidental death insurance expensive?
- Quite the contrary! This accidental death insurance policy was designed with affordability in mind. Your premium will not increase as you grow older ... not even if your health changes.
- What does this accidental death insurance cost?
- The premium rates for this cover are shown under Benefits of Cover in the pull-down menu. Just click on Benefits of Cover to see what cover is available … and how little it will cost to cover yourself, your partner, and your children.
- Do I have to provide information about my health to qualify?
- Absolutely not. Under this policy for accidental death insurance, there is no need to answer any questions about your health or medical history. However, if you are aware of any pre-existing disease, illness or injury when taking out this cover it may affect your ability to make a claim at a later date.
- Who gets the money in the event of a claim?
- All cash benefits will be paid to you or your (or to your covered family member’s) Personal Legal Representative.
- How do I make a claim?
- Just call Stonebridge International Insurance Ltd. and the relevant paperwork needed to file the claim will be promptly sent to you. The free phone number to call will be in your Certificate of Insurance.
- Who is Stonebridge International Insurance Ltd.?
- Stonebridge International Insurance Ltd. is an insurance company that specialises in providing personal accident insurance, accidental death insurance and sickness insurance and is authorised and regulated by the Financial Services Authority. Our FSA number is 203188. You can check this on the FSA’s website which is www.fsa.gov.uk or by contacting the FSA on 0845 606 1234.
Have a query?
Call the Accident
Help Line on
Telephone Freephone
0808 178 8915
Monday - Friday
8am - 8pm
Calls may be recorded
for training and
monitoring purposes