Benefits of Cover

Personal Accident Plan

Underwritten by Stonebridge International Insurance Ltd.
(Items 2-8 can only be claimed once. Items 9-16 have a maximum payout of £100,000.)

Death Benefit:

1. Accidental Death

£25,000

Disability Benefits:

2. Quadriplegia

£250,000

3. Paraplegia

£125,000

4. Permanent Total Disability*

£100,000

5. Loss of Use of 2 limbs

£100,000

6. Loss of Sight in both eyes

£100,000

7. Loss of Hearing

£100,000

8. Loss of Speech

£100,000

9. Loss of Use of 1 limb

£50,000

10. Loss of Sight in 1 eye

£50,000

11 .Loss of Hearing in 1 ear

£50,000

12 .Loss of Use of shoulder or elbow

£10,000

13. Loss of Use of hip, knee, ankle or wrist

£10,000

14. Loss of Use of thumb

£10,000

15. Loss of Use of any finger or big toe

£5,000

16. Loss of Use of any other toe

£1,000

Hospitalisation Benefits:

17a. Hospitalisation – UK (payable for up to 365 days after the first 72 hours of Hospitalisation)**

£100 per day, per 24 hours

17b. Hospitalisation – Out of Country (payable for up to 30 days after the first 72 hours of Hospitalisation)**

£500 per day, per 24 hours

Total maximum benefit payable on all claims for the Insured/Covered Person (excluding Hospitalisation Benefits)

£250,000

*Permanent Total Disability Benefit only payable if you are aged between 16 and 64 inclusive at the time of the covered accident.

** Hospitalisation Benefits are reduced by 50% if you are aged over 65 at the time of a covered accident.

Note: child benefits are restricted to 10% of those shown above for covered adults except for Accidental Death which is limited to £7,500.

Lump-sum benefits ranging from £1,000 to £250,000 for as little as £7.50 a month

Have a query?
Call the Accident
Help Line on
Telephone Freephone

0808 178 8915

Monday - Friday
8am - 8pm

Calls may be recorded
for training and
monitoring purposes